Maybe. Maybe not. Here are the signs you’re ready, the signs you’re not, and what a fractional CFO actually does each month.
Senior finance help, part-time.
CASH FLOW
BUDGET
MARGINS
FUNDRAISING
FORECAST
Signs you’re ready
You’re raising money or talking to a lender
Sales are up, but cash still feels tight
You’re making big moves (hiring, a new location, a new product) without a forecast
You don’t know which products, locations or customers actually make money
Your books are clean, but nobody uses them to plan
Signs you’re not there yet
Your books are behind or messy. Fix that first.
You’re not sure what you made last month
Your questions are mostly “what do I owe, and when?” Start with bookkeeping and tax.
WHAT A FRACTIONAL CFO DOES EACH MONTH
“Fractional” just means part-time: senior finance help without a full-time salary.
Forecasts your cash so there are no surprises
Builds a budget and tracks how you’re doing against it
Looks at pricing and margins
Gets you ready for investors or lenders
Walks you through the numbers and the decisions ahead
Example
Monthly CFO dashboard
CASH FLOW
BUDGET VS ACTUAL
Budget
Actual
MARGIN
CFO OR A GOOD BOOKKEEPER?
Bookkeeper
Tells you what happened.
CFO
Helps you decide what happens next.
Clean books come first, because a CFO’s advice is only as good as the numbers underneath.
HOW FLOWFI WORKS
Start with the problem. We’ll find the right expert.
01
Tell us what’s going on.
What’s messy, stuck or eating your time. No finance jargon needed.
02
We match you with the right experts.
Vetted experts who fit your business, your industry, and your budget.
03
Finally, someone else wears the hats.
Your experts take it from there, so you can get back to running the business.
Price depends on your business. We’ll walk you through yours on a quick call, and if a match isn’t right, we’ll find you someone who is.
NOT SURE WHICH ONE YOU NEED?
Tell us what’s going on. Figuring that out is our job.